Should Business Owners Lease or Buy a Vehicle?

October 7th, 2026 by
man buying car at dealership

Every St. Louis business owner who’s shopped for a work vehicle eventually hits the same fork in the road: lease or buy? The right answer depends on how many miles you drive, how your cash flow works, and what your tax situation looks like. We put together this guide to walk through the mechanics of…

Posted in Finance

Missouri Trade-In Tax Credit: How Trading In Can Lower the Taxable Price

September 3rd, 2026 by
saleswoman is handing car keys to man inside showroom

Trading in your old vehicle when you buy a new one does more than save you a trip to sell it yourself. In Missouri, it can directly reduce the sales tax you owe on your next purchase. That’s the Missouri trade-in tax credit at work, and it’s one of the most overlooked ways St. Louis…

Posted in Finance, Local

How to Buy a Car Through Your Business: LLC, 1099, and Small Fleet Basics

August 7th, 2026 by
man and woman at car dealership to sell car

Running a vehicle purchase through your business sounds great the first time someone explains it. Lower taxes, cleaner liability separation, better positioning down the road. For many small business owners, though, the actual process feels murky enough that they put it off. Learning how to buy a car through your business doesn’t have to be…

Posted in Finance

Which Vehicles Qualify for a Section 179 Deduction?

July 8th, 2026 by
nissan fleet business SUV

Buying a vehicle for your business is already a major decision. Getting it to reduce your tax bill in the same year you purchase it is genuinely useful. Section 179 of the U.S. tax code makes this possible, and for small business owners, sole proprietors, and independent contractors, it’s one of the most practical tax…

Posted in Finance

Are There Interest Rate Limits on Car Loans in Missouri?

April 12th, 2026 by
Service customer support member going over a service checklist with a customer

Shopping for a car loan in Missouri? You might expect a clear interest rate cap, but the reality is more nuanced. Missouri’s usury laws include a base limit, but a specific exemption allows most auto lenders to charge higher rates through written agreements. Understanding this framework and the factors that actually determine your rate gives…

Posted in Finance

Trade-In Tax Savings in Missouri: How Your Trade Can Lower Your Taxable Price

January 21st, 2026 by
man and woman at car dealership to sell car

If you live in Missouri, your trade-in can be worth more than just its sticker value – it can also shrink the sales tax you pay on your next vehicle. With Missouri’s state sales tax of 4.225% plus local taxes based on where you live, every dollar you can legally remove from your taxable price…

Posted in Finance

Can You Trade in Your Car If You Have Bad Credit?

December 28th, 2025 by
man and woman at car dealership to sell car

Can you trade in your car if you have bad credit? In most cases, yes. In fact, your current vehicle might be one of the most helpful tools you have when you are working through credit challenges and trying to get into something newer and more reliable. At AutoCenters Nissan near St. Louis, drivers with…

Posted in Finance

Can You Sell a Financed Car?

October 14th, 2025 by
man and woman at car dealership to sell car

Short answer: yes, you can sell a financed car. You do not need to wait until the loan is paid off. You do need a plan to satisfy the lender and transfer a clean title to the next owner. Below, the AutoCenters Nissan team breaks down how it works, what documents you need, and the…

Posted in Finance

Can You Lease a Used Car?

December 22nd, 2022 by

If you’re in the market for a used vehicle in the St. Louis, Missouri, area, you may wonder if you can lease a used car instead of buying it. In many cases, the answer is yes. Leasing a pre-owned vehicle can save you financing costs, especially if you have your eye on a newer vehicle…

Posted in Finance, Used cars

What Credit Score Is Needed To Buy A Used Car?

October 26th, 2022 by

Your credit score is important for many financial investments from buying a house to getting a new credit card and buying a new or used car. Your credit score tells a lender what kind of financial risk you might be and whether you have a history of paying off your loans on time, which can…

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