Bad Credit Auto Loans Near St Louis

Meet our Credit Specialists & Learn More About Our Auto Financing Philosophy!

No Credit? Poor Credit? No Problem--Find Your Bad-Credit Car Loan Solution at Our St. Louis Financing Center

If you are like a lot of the St. Louis drivers that we work with, you may not have the most perfect credit history. Bad credit is a lot more common than you might think--unexpected medical bills, a few accidental missed credit-card payments, or a past-due mark on your history can all wreak havoc on your score, even though they're just small mistakes. Some experts say that one single 30-day late payment mark could drop your score by 100 points.

The team at AutoCenters Nissan understands that everybody makes mistakes, and that sometimes those mistakes can follow people around for years; we also know that your credit score isn't an indicator of who you are--especially for those local shoppers who might be looking at buying their first vehicle and have no credit history at all.

Do You Need Credit Help?

Regardless of why you're looking for a no-credit or bad-credit car loan in the Metro area, we want to help you find a new Nissan lease or a used-car financing option that's really going to fit your budget, and get you back on track without having to count on carpools and public transportation.

Talk to the experienced financing experts at our St. Louis-area dealership if you :

  • Have bad credit
  • Have no credit history
  • Have no idea what state your credit is currently in and want to start shopping smarter

You Deserve a Second Chance: Start Repairing Your Credit Today

We offer bad- or no-credit car financing solutions to help every driver find the new or used car that not only matches their needs, but will also help them rebuild credit. You can get behind the wheel of a Nissan Altima, Sentra, Murano, Rogue, Pathfinder, or Titan XD without getting in over your head. We know all the tips and tricks to get you the lowest possible rates and the most affordable prices on great new and pre-owned vehicles.

Our subprime financing opportunities help you take advantage of competitive pricing on Nissan models, while working with your individual situation to enjoy the Guaranteed Financing that AutoCenters stores are known for. When you get an affordable loan through us, you get a nicer, newer car, a new sense of confidence and freedom, and the ability to start making timely payments and building your credit score back up.

We Can Help You Finance Your Vehicle in Minutes

We believe that you can own a new Nissan, regardless of credit history.

Why do we believe this? Because we make it happen regularly. Our 60 Second Online Loan Pre-Approval Process does just what it says, and we can help you get approved for an auto loan or Nissan lease in just minutes. You can fill out our easy online application from the comfort of your home, or on-the-go from your smartphone or tablet. There is no cost and absolutely no obligation to buy when you fill out this form, and you'll be able see the maximum amount you qualify for--without any penalties from a hard credit inquiry.

We've helped drivers from all over the greater St. Louis MO and Metro East Illinois area--including Alton, Edwardsville, O'Fallon, and Collinsville, IL--to get the financing that they need, with monthly payments they can afford. We also provide a variety of Nissan incentives and used car specials that help you unlock the biggest possible savings on popular new and pre-owned models.

There are a lot of great reasons to buy from AutoCenters Nissan--but our ability to help drivers near St. Louis with bad credit, or no credit, qualify for financing is a special point of pride for us.


AutoCenters Nissan

1825 E Edwardsville Rd.
Directions Wood River, IL 62095

  • Sales: 618-251-3000


  • Monday 7:00am to 5pm
  • Tuesday 7:00am to 5pm
  • Wednesday 7:00am to 5pm
  • Thursday 7:00am to 5pm
  • Friday 7:00am to 5pm
  • Saturday Closed
  • Sunday Closed