Find Fast Help with Auto Loans Near St. Louis--Without the Hoops or Hurdles! Apply Online Today

Navigating the world of auto loans is hard enough with good, solid credit--but if you have a less-than-perfect credit score, it's even harder to find a trustworthy and reliable car dealer to work with. You may think you need to hunt for specialty auto financing or back-alley lenders.

But, you don't. There's a better option. When you choose to pre-qualify for credit with AutoCenters Nissan, you benefit from our Guaranteed Financing Program, you unlock a new level of confidence and satisfaction, and you get to work with one of the best teams of auto finance pros in the Metro East Illinois regions.

Learn a little more about our process, or fill out the form here to get started on financing approval for a new or used car loan or lease.

What's the Different Between Pre-Qualified and Pre-Approved?

Whether you're looking for used car financing or new Nissan loans in the St. Louis area, you're going to want to understand your options--and what they mean--before you make any serious moves. Here are the basic differences between getting pre-qualified for auto financing, and getting pre-approved for a car lease or loan:

Pre-Qualification: this option is not a substantial offer of credit--however, it is a pretty accurate estimate of what you might be approved for in a formal credit approval process. There's no check of your auto credit score required, so you won't take a hit on your credit history. This is a great option for people who are unsure of their credit standing, or who are just in the planning stages.

Pre-Approval: this option is for shoppers who know that they're going to go all in with Nissan financing, and are ready to make moves. This does require a hard credit check and will be reflected on your record, so don't go for full approval until you're sure. Try getting pre-qualified first, so our team can guide you in the right direction.

Can I Qualify for a Car Loan with Bad Credit--or No Credit?


That's how AutoCenters Nissan makes car financing easy. We work with all sorts of lenders, and work with all sorts of credit, to be able to find the best solutions for every kind of lifestyle and situation. If you're working hard to juggle two jobs and need a really affordable car loan in St. Louis, we can help. If you just paid off your student loans and are recovering from having all that debt on your credit history, our guaranteed financing car dealership can help with that, too.

Guaranteed financing means that you can be confident that our Nissan dealership team will do everything we can to get you a great deal, fair rates, and a sensible finance plan that works with your budget.

Apply for finance pre-qualification today to get started.