Nissan Financing In The Greater St Louis Area

Car Financing at AutoCenters Nissan is E-A-S-Y!

Guaranteed Financing and Credit That Counts: Our Lease and Auto Loan Center Makes It Easy

"How do I get a car loan from my bank? What is a good credit score to get a car loan? Where is the best place to get a car loan? How do car loan terms work?"

You've got questions--and we've got answers. The team at AutoCenters Nissan has worked with thousands of drivers from all over Wood River and the greater St. Louis metro area to help them find a sensible financing plan on the perfect car, truck, or SUV. From affordable leasing options to bad-credit and no-credit car loans, our team is experience in finding the right auto loan rates and loan terms to fit your needs, and balancing the numbers to really make it work for you.

Auto financing can be a tricky path to navigate: Downpayment amounts, rates, the value of your trade-in, your credit score, and local incentives can all affect the final price or payments for the vehicle that you're interested in. Our finance center near STL gives you more ways to choose a plan that's right for your budget, with friendly and affordable options for everyone.

Why Choose AutoCenters Nissan for Your Financing Needs?

  • We offer a fully-staffed team of financing experts on staff to cater to your every need
  • We maintain relationships and great communication with local banks and big national lenders alike to help you get the best rates
  • We're a premier destination for car sales and affordable auto credit for drivers from all walks of life
  • 90% of the financing process can be completely online: value your trade, estimate your payments, pre-qualify, and secure credit
  • Are you stuck in a vehicle that you hate? We'll pay off your trade through our Edmunds guaranteed offer tool
  • We always offer the most competitive price possible to help keep payments low
  • Our guaranteed pre-approval program can be completed in as little as 60 seconds, but save you tons of time at the dealership
happy customers signing a car loan


AutoCenters Nissan

1825 E Edwardsville Rd.
Directions Wood River, IL 62095

  • Sales: 618-251-3000


  • Monday 9am to 8pm
  • Tuesday 9am to 6pm
  • Wednesday 9am to 8pm
  • Thursday 9am to 6pm
  • Friday 9am to 8pm
  • Saturday 9am to 5pm
  • Sunday Closed

Guaranteed Financing: Bad Credit Auto Loans

We know that nobody is perfect--and even those with perfect credit scores can still use some help navigating their next lease or car purchase. Our easy and straightforward online application walks you through the entire process.

But if you've got some smudges on your report, or you've never taken on debt before through a loan or credit card, we offer bad-credit and no-credit car loans to help you get back on track. We're one of few guaranteed financing car dealerships in St. Louis that's really looking out for you and your needs, and not our bottom line.

How committed are we to making your financing pre-approval and purchase process go smoothly? Come visit us and see for yourself. Our Illinois finance center makes it easy to apply for car loans online, and our guaranteed pre-approval program can help you find a financing solution that fits your budget and your lifestyle.

Available Financing Services

When it comes to car financing and auto loans, we do it all. We've successfully helped all sorts of drivers and their families--with all sorts of credit types--to get the financing they need through a lender that's really right for them.

Our finance solutions are about as diverse as they get, so you'll never feel like you're being forced in one direction or another. Unlike some St. Louis banks and credit unions, we can be really flexible in what we offer, when, and how. If you don't have a chunk of cash for a big downpayment, we can help you find a longer loan term to keep costs down. If you want to lease but don't want to be tied for three years, we'll build a leasing plan for a shorter amount of time.

If you have ideas for the perfect car lease or loan, our finance team can try to make it happen.

Leasing Near St. Louis

Leasing a new Nissan can be a great chance for drivers in IL and MO, because you only pay for the car that you use; the amount of value lost by time, wear-and-tear, and normal life. You could easily pay half as much per month to lease a new Nissan as you might to buy the exact same model, year, and trim.

Benefits include:

  • Upgrade to a new car every few years
  • Get new technology and features at a low monthly payment
  • Flexibility and fun

Learn More About Leasing vs Buying

New Car Loans

Nothing beats that new-car smell; except, maybe, low and affordable financing rates on a new-car loan! Our finance center can help you take advantage of Nissan incentives and special financing opportunities so you can get the best possible price and payments for your loan.

Benefits include:

  • Go anywhere, anytime, no limits
  • Get rates as low as 0% on your auto loan
  • Payments build equity

Used/Certified Pre-Owned Car Loans

Want to get the most for your dollar? Financing a used or Certified Pre-Owned car at AutoCenters Nissan is the place to start. Our St. Louis-area finance center makes it unbelievably easy to apply for and secure credit to get the used car loan that works for you.

Benefits include:

  • Affordable monthly payments
  • Greater selection of vehicles all in one place
  • Get more car for your money